.Noeton100504SiteDisclosures-module__gEHIma__disclosure{border:1px solid color-mix(in srgb, var(--border-color,#e2e8f0) 90%, transparent);background:color-mix(in srgb, var(--surface-muted,#f8fafc) 88%, transparent);border-radius:10px;margin-bottom:clamp(1.5rem,3vw,2.25rem);padding:clamp(1rem,2.5vw,1.35rem) clamp(1rem,2.5vw,1.5rem)}.Noeton100504SiteDisclosures-module__gEHIma__disclosureTitle{color:var(--text-color,#0f172a);margin:0 0 .65rem;font-size:clamp(1.05rem,2vw,1.2rem);font-weight:700;line-height:1.25}.Noeton100504SiteDisclosures-module__gEHIma__disclosure p{color:var(--text-color,#334155);margin:0 0 .75rem;font-size:.9375rem;line-height:1.65}.Noeton100504SiteDisclosures-module__gEHIma__disclosure p:last-child{margin-bottom:0}.Noeton100504SiteDisclosures-module__gEHIma__disclosureNote{color:var(--text-muted,#64748b)!important;font-size:.875rem!important}.Noeton100504SiteDisclosures-module__gEHIma__disclosureLink{color:var(--primary-color,#2563eb);text-underline-offset:2px;text-decoration:underline}.Noeton100504SiteDisclosures-module__gEHIma__disclosureLink:hover{text-decoration-thickness:2px}.Noeton100504SiteDisclosures-module__gEHIma__disclosureList{color:var(--text-color,#334155);margin:0 0 .75rem 1.25rem;padding:0;font-size:.9375rem;line-height:1.6}.Noeton100504SiteDisclosures-module__gEHIma__disclosureList li{margin-bottom:.4rem}
.RefundPolicyContent-module__CJISlW__refundPage{background:var(--background);min-height:100vh;padding-top:var(--page-content-padding-top)}.RefundPolicyContent-module__CJISlW__container{max-width:1000px;margin:0 auto;padding:4rem 2rem}.RefundPolicyContent-module__CJISlW__pageHeader{text-align:center;border-bottom:1px solid color-mix(in srgb, var(--primary-color) 25%, var(--border-light));margin-bottom:4rem;padding-bottom:2rem;position:relative}.RefundPolicyContent-module__CJISlW__pageHeader:after{content:"";background:linear-gradient(90deg, transparent, var(--accent-gold), transparent);width:150px;height:3px;position:absolute;bottom:-2px;left:50%;transform:translate(-50%)}.RefundPolicyContent-module__CJISlW__pageTitle{color:var(--primary-color);letter-spacing:.02em;margin-bottom:1rem;font-family:Crimson Text,Georgia,serif;font-size:clamp(2.5rem,4vw,3.5rem);font-weight:700}.RefundPolicyContent-module__CJISlW__pageSubtitle{color:var(--text-light);margin-bottom:1rem;font-size:clamp(1.3rem,2vw,1.5rem);font-weight:400}.RefundPolicyContent-module__CJISlW__refundNote{color:var(--text-light);max-width:800px;margin:1rem auto 0;font-size:.95rem;font-style:italic;line-height:1.6}.RefundPolicyContent-module__CJISlW__tocSection{background:var(--background-white);border-radius:var(--radius-md);box-shadow:var(--shadow-sm);margin-bottom:3rem;padding:2rem}.RefundPolicyContent-module__CJISlW__tocNav{flex-direction:column;gap:.75rem;display:flex}.RefundPolicyContent-module__CJISlW__tocLink{color:var(--primary-color);border-bottom:1px solid #0000;padding:.5rem 0;font-weight:500;text-decoration:none;transition:border-color .2s}.RefundPolicyContent-module__CJISlW__tocLink:hover{border-bottom-color:var(--primary-color)}.RefundPolicyContent-module__CJISlW__refundSection{background:var(--background-white);border-radius:var(--radius-md);box-shadow:var(--shadow-sm);margin-bottom:4rem;padding:2.5rem}.RefundPolicyContent-module__CJISlW__sectionTitle{color:var(--primary-color);border-bottom:2px solid var(--border-light);margin-bottom:2rem;padding-bottom:.75rem;scroll-margin-top:120px;font-family:Crimson Text,Georgia,serif;font-size:2rem;font-weight:600}.RefundPolicyContent-module__CJISlW__subsectionTitle{color:var(--primary-color);margin-top:2rem;margin-bottom:1rem;font-family:Crimson Text,Georgia,serif;font-size:1.4rem;font-weight:600}.RefundPolicyContent-module__CJISlW__subsectionTitle:first-child{margin-top:0}.RefundPolicyContent-module__CJISlW__contentBlock{color:var(--text-dark);line-height:1.8}.RefundPolicyContent-module__CJISlW__contentBlock p{margin-bottom:1.25rem}.RefundPolicyContent-module__CJISlW__contentBlock p:last-child{margin-bottom:0}.RefundPolicyContent-module__CJISlW__withdrawalDisclosureWrap{margin-top:1.5rem;padding-top:.5rem}.RefundPolicyContent-module__CJISlW__purposeList,.RefundPolicyContent-module__CJISlW__scopeList,.RefundPolicyContent-module__CJISlW__feeList,.RefundPolicyContent-module__CJISlW__withdrawalReasons,.RefundPolicyContent-module__CJISlW__calculationList,.RefundPolicyContent-module__CJISlW__balanceList,.RefundPolicyContent-module__CJISlW__refundMethodList,.RefundPolicyContent-module__CJISlW__alternativeMethodList,.RefundPolicyContent-module__CJISlW__notificationList,.RefundPolicyContent-module__CJISlW__appealList,.RefundPolicyContent-module__CJISlW__externalList,.RefundPolicyContent-module__CJISlW__valuesList{margin:1.5rem 0;padding:0;list-style:none}.RefundPolicyContent-module__CJISlW__purposeList li,.RefundPolicyContent-module__CJISlW__scopeList li,.RefundPolicyContent-module__CJISlW__feeList li,.RefundPolicyContent-module__CJISlW__withdrawalReasons li,.RefundPolicyContent-module__CJISlW__calculationList li,.RefundPolicyContent-module__CJISlW__balanceList li,.RefundPolicyContent-module__CJISlW__refundMethodList li,.RefundPolicyContent-module__CJISlW__notificationList li,.RefundPolicyContent-module__CJISlW__appealList li,.RefundPolicyContent-module__CJISlW__externalList li{margin-bottom:.75rem;padding-left:1.5rem;line-height:1.7;position:relative}.RefundPolicyContent-module__CJISlW__purposeList li:before,.RefundPolicyContent-module__CJISlW__scopeList li:before,.RefundPolicyContent-module__CJISlW__feeList li:before,.RefundPolicyContent-module__CJISlW__withdrawalReasons li:before,.RefundPolicyContent-module__CJISlW__calculationList li:before,.RefundPolicyContent-module__CJISlW__balanceList li:before,.RefundPolicyContent-module__CJISlW__refundMethodList li:before,.RefundPolicyContent-module__CJISlW__alternativeMethodList li:before,.RefundPolicyContent-module__CJISlW__notificationList li:before,.RefundPolicyContent-module__CJISlW__appealList li:before,.RefundPolicyContent-module__CJISlW__externalList li:before,.RefundPolicyContent-module__CJISlW__valuesList li:before{content:"•";color:var(--primary-color);font-weight:700;position:absolute;left:0}.RefundPolicyContent-module__CJISlW__withdrawalList{margin:1.5rem 0;padding-left:1.5rem}.RefundPolicyContent-module__CJISlW__withdrawalList li{margin-bottom:1rem;line-height:1.7}.RefundPolicyContent-module__CJISlW__refundTable{margin:2rem 0;overflow-x:auto}.RefundPolicyContent-module__CJISlW__table{border-collapse:collapse;background:var(--background-white);width:100%;box-shadow:var(--shadow-sm);border-radius:var(--radius-md);overflow:hidden}.RefundPolicyContent-module__CJISlW__table thead{background:var(--primary-color);color:#fff}.RefundPolicyContent-module__CJISlW__table th{text-align:left;padding:1rem;font-size:.95rem;font-weight:600}.RefundPolicyContent-module__CJISlW__table td{border-bottom:1px solid var(--border-light);color:var(--text-dark);padding:1rem}.RefundPolicyContent-module__CJISlW__table tbody tr:last-child td{border-bottom:none}.RefundPolicyContent-module__CJISlW__disclaimerSection{border-radius:var(--radius-md);border-left:4px solid var(--accent-gold);margin-top:4rem;padding:2rem}.RefundPolicyContent-module__CJISlW__disclaimerSection .RefundPolicyContent-module__CJISlW__sectionTitle{color:var(--text-dark);font-size:1.5rem}@media (max-width:768px){.RefundPolicyContent-module__CJISlW__container{padding:2rem 1.5rem}.RefundPolicyContent-module__CJISlW__refundSection{padding:1.5rem}.RefundPolicyContent-module__CJISlW__sectionTitle{scroll-margin-top:100px;font-size:1.5rem}.RefundPolicyContent-module__CJISlW__subsectionTitle{font-size:1.2rem}.RefundPolicyContent-module__CJISlW__refundTable{overflow-x:scroll}.RefundPolicyContent-module__CJISlW__table{min-width:600px}}